Well, this is a first for me. In thinking about purchasing a house, I got my free credit report to determine my credit rating. As I began to review my report I found a card I didn't know about. I called the credit card company and sure enough, someone else had opened the card using my information. The feds put around the number of people who have had their identity stolen in one year at 8.5 million, but other reports put it between 12-15 million in a year.
A few thoughts:
1. How scary that we live in a world based upon revolving credit where your credit score is the end all be all, and yet it is so easy to open credit in another person's name.
2. What a burden placed upon a person that had nothing to do with the act:
4. Should we all have a credit freeze? See Clark Howard's site for more information on credit freezes.
A few thoughts:
1. How scary that we live in a world based upon revolving credit where your credit score is the end all be all, and yet it is so easy to open credit in another person's name.
2. What a burden placed upon a person that had nothing to do with the act:
- file report with credit card agency
- file police report
- file fraud alert with agencies
- wait anxiously to get information cleared from credit report
- live rest of life in fear of someone stealing identity
4. Should we all have a credit freeze? See Clark Howard's site for more information on credit freezes.
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